Deductible
The amount you usually pay before a plan starts sharing certain covered costs. Details vary by plan.
Free coverage review
Understand your health coverage options before medical bills surprise you.
Review costs, doctor networks, deductibles, prescriptions, and plan types with Brad. Options, eligibility, and coverage vary by plan and location.
Lead form
Request a health coverage review
Send your information and Brad will follow up about available options. This form does not request passwords, Social Security numbers, or payment details.
- Review plan types and common cost terms
- Talk through doctor and prescription questions
- Book a time on the Network Insurance calendar
Quick education
Coverage terms people ask about most
Out-of-pocket maximum
A yearly limit on certain covered costs. Premiums and non-covered services usually do not count.
HMO
A plan type that often uses a specific provider network and may require referrals for specialists.
PPO
A plan type that may offer more provider flexibility, often with different in-network and out-of-network costs.
EPO
A plan type that often focuses on in-network care, except emergencies. Network details matter.
Preventive care
Routine checkups and screenings may help identify health concerns earlier, depending on the service and plan.
Video Q&A
Short answers before you book
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What is a deductible?
A simple breakdown of how deductibles can affect what you pay before certain benefits begin.
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Out-of-pocket maximum
Why this number matters when comparing plans and thinking about medical bill risk.
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HMO vs PPO vs EPO
How provider networks and flexibility may change your plan experience.
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Primary doctor visits
Why preventive care and regular checkups may be an important part of staying covered and informed.
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